Panel Discussion at the Session on "Fintech and Payment Systems" at 12th India Innovation Summit 2016 held from 28-29 July 2016 at Bangalore, Karnataka. The speakers include Vijaya Kumar Ivaturi (IVK), Co-Founder and CTO, Crayon Data, Rajeev Nair, Managing Director, Banking & Payments Industry Capability, Accenture Delivery Centers for Technology in India and Srinivasa Katuri, MD & CEO, Transaction Analysts (India) Pvt Ltd.